Flare has secured another milestone in institutional adoption as Everything Blockchain Inc. (OTC: EBZT) signed a memorandum of understanding to integrate the network’s XRPFi standard for its corporate treasury. The move follows Nasdaq-listed VivoPower International PLC (NASDAQ: VVPR), which earlier this year committed $100 million in XRP through Flare.
XRPFi Emerges as Institutional Standard
The agreement positions EBZT among the first U.S.-listed companies to deploy XRP in a compliant, yield-bearing structure. By joining VivoPower, EBZT strengthens XRPFi’s role as a growing institutional framework for corporate treasury yield.
XRPFi, designed by Flare, transforms XRP from a non-yielding asset into a productive treasury tool. The system leverages Flare’s FAssets—a trustless bridging protocol enabling smart contract functionality for non-programmable assets like XRP and Bitcoin—and Firelight, a decentralized restaking layer. Through this setup, EBZT plans to convert XRP into FXRP and allocate it across lending, staking, and liquidity protocols.
Flare Positions XRP as a Yield-Bearing Asset
“XRP, now a roughly $150 billion asset, has been a cornerstone of digital finance for more than a decade, yet institutions have had few ways to make it productive,” said Hugo Philion, Flare’s co-founder and CEO. “Flare changes that by enabling a compliant, on-chain, non-custodial yield framework designed for corporate treasuries. With VivoPower and now Everything Blockchain, public companies are validating that XRPFi is not just a concept but an emerging institutional standard.”
Arthur Rozenberg, CEO of Everything Blockchain Inc., highlighted the significance of this step for listed firms. “This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can compound over time. Flare gives us the rails to do this in a way that meets the governance, security, and auditability standards required of public companies,” he said.
Institutional Finance Meets On-Chain Yield
With two publicly traded companies embracing XRPFi and millions in assets already deployed on Flare, the network is establishing itself as the default programmable utility layer for XRP in institutional finance. The upcoming rollout of FAssets will also extend these opportunities to Bitcoin and other non-smart contract assets.
