Will XRP Witness a 2x Increase?
According to market analyst Adex Crypt, “XRP looks poised to extend its bull run parabolically after rebounding from the neckline of a 7-year Double Bottom /Ascending Triangle pattern, setting sights on a conservative target of $38. Last time, a smaller breakout exceeded its parabolic target by 2x.”
Based on this analysis, a 2x increase will see XRP soar to the $5.74 zone from its present price of $2.87.
A Double Bottom spanning 7 years is an extremely rare and powerful technical formation.
Rebounding from the neckline of this chart is highly bullish for XRP because it signals a confirmed macro uptrend shift.
Coupled with rising volume, ecosystem expansion, and global financial integration through Fed’s ISO 20022, this move sets the stage for a sustained rally with the psychological price of $3 now in XRP bulls' crosshairs.
Why SWIFT Is Losing Transactions to XRP Ledger?
In the ever-evolving landscape of cross-border payments, the established SWIFT network is facing growing pressure from faster, cheaper blockchain alternatives, such as the XRP Ledger (XRPL).
Calling out this development on X, formerly Twitter, XRP Avengers pointed out, “SWIFT is losing transactions to Ripple. SWIFT transaction volume is down 15% while XRP Ledger activity is surging. Faster, cheaper, and on-chain, $XRP is quietly becoming the new backbone of cross-border finance. Global payments are shifting.”
Unmatched Speed & Cost Efficiency
SWIFT’s infrastructure, even with its recent Global Payments Innnovation (GPI) enhancements, typically takes 1–5 business days to fully settle transactions.
In contrast, XRP settles in just 3–5 seconds, a leap powered by its consensus protocol. Furthermore, SWIFT’s transfer fees, often $10–$50 per transaction, pale in comparison to XRPL’s near-zero costs, as low as $0.0002 per payment.
Focus on Liquidity, Not Just Messages
SWIFT primarily passes payment messages through correspondent networks, while actual money is settled through separate liquidity arrangements. Ripple’s CEO Brad Garlinghouse has been clear: XRP targets the liquidity layer, not SWIFT’s messaging function, allowing rapid settlement without pre-funded accounts.
This liquidity-first strategy makes XRP’s role more impactful. Banks no longer need to hold costly "nostro" accounts; rather, they tap into on-demand liquidity through XRP, a major capital saver.
Rising On‑Chain Volume
XRPL’s growth is undeniable. In Q1 2025, it averaged over 2.14 million daily transactions, a record increase from roughly 50,000 per day in 2013.
Payments now account for nearly 60% of all transactions, rising from 1.5 million weekly payments in 2023 to over 8 million by mid‑2025.
Institutional use of Ripple’s On‑Demand Liquidity (ODL) soared as well, with over $15 billion transacted in 2024, representing a 32% year-over-year gain.
The 14% Vision: Capturing SWIFT’s Share
At the XRPL Apex 2025 conference in June, Ripple CEO Brad Garlinghouse boldly projected that XRP could handle 14% of SWIFT’s liquidity volume within five years.
With SWIFT estimated to process $150 trillion annually, that would amount to about $21 trillion per year flowing through the XRP network .
Analysts note, however, that XRPL doesn’t need to hold all that capital at once—transaction velocity allows the same tokens to be reused multiple times, reducing on‑chain liquidity requirements.
Adoption, Partnerships & Ecosystem
RippleNet boasts over 300 financial institutions across more than 45 countries, with more than 40% employing XRP‐based ODL. The launch of its EVM‑compatible sidechain in Q2 2025 further broadens integration possibilities.
Geographically, XRP-led corridors, especially in Latin America, Asia‑Pacific, and Africa, are expanding rapidly, offering SWIFT an increasingly formidable alternative.
Conclusion
SWIFT’s messaging-based architecture, slow settlement, and high costs are being outmoded by XRPL’s real-time, low-fee, liquidity-focused model.
With booming volume, institutional support, and technological upgrades, XRP Ledger stands poised to disrupt global cross-border payments, capturing potentially double-digit percent share from SWIFT within a few short years.
As this happens, it remains to be seen whether XRP will witness a 2x increase as a rebound from a 7-year double bottom gains steam.
