Hagerty Says CLARITY Act 'Will Get Done'—Here's Why XRP Investors Are Paying Attention
Optimism is building across the XRP community after Senator Bill Hagerty delivered one of his clearest endorsements yet of the CLARITY Act, declaring, "We will get it done because we have to get it done."
More notably, Hagerty's remarks mark a notable shift in the conversation. The debate is no longer centered on whether the CLARITY Act should pass, but on whether Congress can overcome procedural delays and a packed legislative calendar to get it across the finish line. Well, this distinction is significant.
According to Hagerty, the primary challenge is timing, not a lack of political support. His confidence comes on the heels of Congress passing the GENIUS Act, proving lawmakers can move major digital asset legislation when bipartisan momentum exists. For XRP holders, that success has strengthened expectations that the CLARITY Act could follow.
Why is the CLARITY Act deemed a game-changer? Well, the bill seeks to establish a long-awaited regulatory framework by clearly defining which digital assets fall under the jurisdiction of the Securities and Exchange Commission (SEC) and which are regulated by the Commodity Futures Trading Commission (CFTC). Such clarity would help eliminate years of uncertainty that have slowed innovation and institutional participation across the crypto industry.
For XRP, the implications could be substantial. While Ripple secured a landmark court victory establishing that XRP is not inherently a security in secondary market sales, the broader U.S. regulatory landscape remains fragmented.
Therefore, the CLARITY Act could provide exchanges, financial institutions, developers, and investors with the legal certainty needed to build, trade, and integrate XRP-powered solutions with greater confidence.
How the CLARITY Act Could Unlock XRP's Next Phase of Growth
The bullish outlook is also being reinforced by Senator Cynthia Lummis, who recently backed the Federal Reserve's proposed skinny master account framework. Lummis argued that any institution operating within the law, whether a bank, fintech, or crypto company, should have equal access to the U.S. payment system.
"Our payment system is a public good," Lummis said, emphasizing that regulators should promote innovation rather than create unnecessary barriers for compliant businesses.
This approach closely aligns with Ripple's long-standing call for clear, technology-neutral regulation. Greater access to the U.S. financial system could accelerate the adoption of blockchain payments, stablecoins, tokenized assets, and enterprise applications built on the XRP Ledger.
While the CLARITY Act alone won't determine XRP's market value, it could remove one of the industry's biggest roadblocks when it comes to regulatory uncertainty. A clear legal framework would likely encourage greater institutional participation, unlock new investment, and strengthen confidence in XRP and the broader XRPL ecosystem.
For the XRP Army, Hagerty's comments represent more than political optimism, they signal that Washington is moving beyond debating whether crypto deserves regulatory clarity and toward determining how quickly that clarity can become law.