XRP Turns Old Peak into Launchpad — ISO 20022 DLT Integration Ignites SWIFT Momentum

XRP converts former bull market peak into solid support as ISO 20022 integration showcases how DLT messaging powers the SWIFT network.

XRP Turns Old Peak into Launchpad — ISO 20022 DLT Integration Ignites SWIFT Momentum. Source: Shutterstock
Source: Shutterstock

XRP Turns Previous Bull Market Top into Key Support — Analysts Eye $4 to $5.5 Breakout Potential

According to market analyst Steph is Crypto, XRP has achieved a significant technical milestone, flipping its previous bull market top around $2.34 into new support, a move that could signal the start of a powerful rally toward $4 to $5.5.

Source: Steph is Crypto 
Source: Steph is Crypto 

This development marks a crucial turning point for the digital asset, which has spent months consolidating and building momentum amid a broader resurgence in the crypto market.

Historically, former resistance zones that transform into support often serve as strong foundations for major trend reversals. XRP’s current price structure mirrors that pattern.

After repeatedly testing the $2.34 level in recent sessions, the token has managed to hold firm, suggesting a shift in market sentiment from caution to confidence. Steph is Crypto notes that this structural shift may mark the early phase of XRP’s next bullish cycle, one that could rival or even surpass its previous highs.

Optimism is mounting as trading volumes surge across major exchanges and on-chain data shows large holders accumulating. Smart money appears to be positioning for a potentially explosive Q4, while bullish RSI and MACD signals strengthen the case for continued upside momentum.

Steph is Crypto highlights that XRP holding above $2.30–$2.35 is key to sustaining its bullish outlook. A breakout past $3 could ignite strong buying momentum, targeting $4–$5.5. Rising volatility is expected, making disciplined risk management essential as traders position for the move with the present price being $2.64.

ISO 20022 Integration with SWIFT: A New Era for Blockchain-Enabled Payments

According to renowned crypto observer SMQKE, recent developments highlight how ISO 20022 is enabling Distributed Ledger Technology (DLT) messages to seamlessly operate on the SWIFT network, signaling a transformative step toward a blockchain-integrated global financial system.

The ISO 20022 messaging standard, adopted by central banks, payment systems, and major financial institutions, introduces a universal format for exchanging rich, structured financial data. 

This modernization not only enhances interoperability but also lays the groundwork for blockchain-based systems like Ripple’s XRP Ledger, Stellar, and other ISO-compliant networks to communicate effectively within the traditional banking infrastructure.

The illustration referenced by SMQKE demonstrates how SWIFT’s integration with ISO 20022 allows DLT messages to coexist with existing payment rails. Essentially, this framework acts as a bridge between conventional finance (TradFi) and blockchain ecosystems, ensuring that value transfer, settlement, and compliance processes can occur faster, more securely, and with full transparency.

By leveraging ISO 20022’s structured data model, SWIFT’s network can now recognize and process DLT-originated messages, aligning with the same standardized language used by banks and financial institutions worldwide. 

This advancement is particularly significant for digital assets like XRP, which is already designed for ISO 20022 compatibility, positioning it as a leading candidate for cross-border settlement in a tokenized future.

Notably, XRP’s momentum is further bolstered by macro trends: growing institutional adoption of ISO 20022-compliant assets and DLT integration in cross-border payments could strengthen its long-term utility and investor appeal.

Conclusion

The integration of ISO 20022 with SWIFT to support DLT messages marks a transformative leap for finance. By linking traditional banking with blockchain, it enables faster, transparent, and fully compliant cross-border payments. 

As SMQKE notes, institutions leveraging this interoperability gain efficiency, cost savings, and global reach. ISO 20022 is no longer just a messaging standard, it’s the foundation for a unified, tokenized, and truly connected financial ecosystem.