Ripple Intends to Redefine International Transactions
Filed under U.S. Patent No. 11,998,003, the newly granted patent details a real-time payment solution that bypasses the traditional need for consensus from the entire network before finalizing a transaction.
Instead, the system leverages trusted nodes and pre-established relationships to verify and complete transactions almost instantaneously. This approach drastically reduces settlement time, lowers costs, and increases the scalability of Ripple’s payment infrastructure.
Traditionally, blockchain-based payments require confirmation from multiple validators to ensure the legitimacy of a transaction. While this process enhances security, it can cause delays, especially in high-volume or cross-border scenarios.
Ripple’s patented system proposes an alternative path whereby if a transaction involves parties within a defined trusted network, it can be finalized without full network validation. This is particularly beneficial for financial institutions or payment providers with established trust frameworks.
For banks, remittance services, and payment corridors, Ripple’s solution offers a more efficient mechanism to move money across borders, particularly in regions where banking infrastructure is limited or inconsistent.
The technology also aligns with Ripple's broader goal of improving global liquidity and democratizing access to financial services through blockchain and the XRP Ledger and blockchain technology.
Moreover, this innovation may bolster Ripple's positioning amid ongoing legal and regulatory battles in the U.S., showing its continued investment in technological advancement despite headwinds. It also reinforces Ripple’s edge over traditional systems like SWIFT, which still rely on intermediaries and multiple-day settlement cycles.
Industry analysts suggest this patent could pave the way for a new class of payment services, which combine the speed of blockchain with the trust dynamics of traditional banking.
As Ripple continues to expand its global partnerships and onboard institutions to its RippleNet and On-Demand Liquidity (ODL) services, this patent positions the company to lead in next-gen financial infrastructure.
XRP Perpetual Futures Open Interest Skyrockets
XRP perpetual futures open interest (OI) has skyrocketed to an impressive $8.8 billion, marking one of the highest levels in recent history.
Open interest is a metric that captures the total number of unsettled derivative contracts with this surge reflecting a dramatic influx of trader activity and heightened market speculation as investors position themselves for a potential breakout.
This growth typically indicates new money entering the market, rather than traders merely closing or rolling over existing contracts. In XRP's case, the rise coincides with multiple bullish catalysts that have reinvigorated sentiment across the crypto community.
For instance, XRP recently broke above a long-standing descending resistance trendline, forming a classic breakout pattern.
With this shift, traders anticipate a sustained bullish run, drawing parallels to XRP’s 2017 breakout that led to a 20x rally. The current RSI and chart structure show striking similarities to that cycle, further fueling speculative interest.
In parallel, on-chain data reveals a 93% drop in whale-to-exchange flows, suggesting large holders are no longer selling aggressively. This supply squeeze, paired with growing derivatives exposure, sets the stage for a potentially volatile upward move.
Conclusion
The patent marks a pivotal step for Ripple in refining and scaling its blockchain-powered payment ecosystem.
By eliminating the need for full network confirmation, the company has opened the door to faster, more scalable, and efficient global payment systems, laying the groundwork for mainstream adoption in the coming years.
Additionally, XRP’s $8.8 billion perpetual futures open interest boom is being driven by a combination of bullish technical patterns, reduced whale selling, regulatory optimism, and broader altcoin market momentum, setting the stage for high-stakes price action in the weeks ahead.
