XRP Price Prediction as Ripple Moves to Secure Australian AFSL License

XRP price outlook remains in focus as Ripple moves to secure an Australian AFSL and expand its regulated payments business across APAC.

XRP Price Prediction as Ripple Moves to Secure Australian AFSL License

In recent XRP news, Ripple moved to secure an Australian Financial Services License through the proposed acquisition of BC Payments Australia Pty Ltd. The planned deal would expand Ripple’s regulated presence in Asia-Pacific and support its cross-border payments business in Australia. The license would allow Ripple to offer a broader payments service to financial institutions, fintech firms, and enterprises operating under Australia’s regulatory framework.

Fiona Murray, Managing Director for Asia-Pacific at Ripple, added, "Australia is a key market for Ripple, and an AFSL strengthens our ability to scale Ripple Payments across the region. By leveraging blockchain technology and digital assets, we enable customers to move value globally with greater speed, transparency, and reliability."The proposed transaction remains subject to the standard completion process, with reports pointing to an expected closing date of April 1.

Ripple Builds on APAC Growth and Payment Services

Ripple tied the Australia move to broader growth across Asia-Pacific. Its APAC payments volume nearly doubled year on year in 2025, showing stronger activity in one of its main operating regions. Ripple also listed several Australian clients already connected to its network, including Hai Ha Money Transfer, Novatti Group, Stables, Caleb & Brown, Flash Payments, and Independent Reserve.

The planned AFSL would support a more complete payments model in Australia. Ripple aims to manage onboarding, compliance, funding, foreign exchange, liquidity management, and payout through one platform. 

That structure would allow Ripple to oversee settlement directly, connect users to local payout partners, and route transactions with fewer intermediaries. For businesses using its network, that approach may reduce operational friction and improve settlement speed.

In other recent XRP news, Ripple CEO Brad Garlinghouse said XRP investors could be in a very happy place within five years. He linked that view to rising blockchain adoption and stronger institutional interest in tokenization, stablecoins, and digital asset settlement.

XRP Price Prediction Focuses on Momentum Recovery

Meanwhile, XRP price weekly RSI chart adds another layer to the current outlook. The chart places XRP in an extreme oversold zone that previously aligned with major low-formation periods in 2014, 2015, 2018, 2020, and 2022. The same pattern now appears in 2026. Historically, those readings often appeared near the late stage of bearish cycles.

XRPUSD 1-Day Chart | Source: X

That pattern supports a cautious price prediction rather than a breakout call. If XRP follows its earlier rhythm, the market may move through a final flush, then a sideways phase, and only later attempt a stronger recovery. 

Moreover, recent XRP price predictions are also drawing support from strong institutional demand after spot ETFs pulled in $1.4 billion since launch. The scale of those inflows points to growing confidence among larger investors. It also shows that XRP is gaining a firmer place in regulated investment products. As a result, market analysts are paying closer attention to whether this demand can support further upside.