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More corporations are beginning to treat cryptocurrencies as strategic treasury assets rather than just speculative investments. An XRP treasury company is a business or institutional entity that holds XRP — the native token of the XRP Ledger, as part of its corporate cash reserves or strategic reserve assets.
This trend follows “crypto treasury” strategies seen with Bitcoin and Ethereum, but with XRP’s unique appeal for cross-border payments, liquidity, and cost-efficient settlements.
Unlike traditional crypto holdings by exchanges or retail investors, corporate XRP treasuries are deliberate balance-sheet allocations aimed at liquidity management, operational utility, or long-term value diversification.
XRP’s price action over the past year (Source: CoinCodex)
Why Companies Are Building XRP Treasuries
Several factors drive institutions to accumulate XRP:
XRP’s fast settlement times and low transaction fees make it attractive for cross-border liquidity solutions.
Growing regulatory clarity and the approval of spot XRP exchange-traded products (ETPs) have increased confidence among institutional investors.
Like Bitcoin and Ethereum, corporations view XRP as a digital reserve asset alongside cash and traditional securities.
Overview: XRP Treasury Holdings by Institutions
There are a handful of public companies with registered XRP treasury holdings.
Top XRP Treasury Companies in 2026
Here’s a breakdown of leading firms either holding XRP on their balance sheets or actively building corporate XRP treasuries:
1. SBI Holdings — Japan’s Crypto Powerhouse
Approx. XRP Treasury Value: ~$10.40 billion in XRP
Details: Japan-based financial services company SBI Holdings has stepped up as one of the largest corporate holders of XRP. It integrates XRP into its broader financial ecosystem, including cross-border remittance services through its subsidiary SBI Remit. This makes SBI one of the most prominent institutional thesis plays on XRP’s utility in global payments.
SBI’s commitment underscores Japanese institutional confidence in XRP, particularly around settlement efficiency and international transfers.
2. Trident Digital Tech Holdings
XRP Allocation Target: $500 million (planned)
Description: Singapore-based Trident Digital Tech is planning one of the largest dedicated XRP treasuries among non-financial companies. Its strategy involves building a long-term XRP reserve, potentially participating in liquidity provisioning and leveraging XRP’s on-ledger capabilities.
While actual acquisition pacing depends on regulatory and market conditions, the planned treasury reflects institutional aspirations for XRP scale.
3. Webus International Ltd
Treasury Plan: ~$300 million XRP reserve
Overview: Webus International launched its initiative to build a structured XRP treasury meant to support global settlements. The company has partnered with investment management entities to execute its XRPL-based reserve strategy.
Webus’ structured approach indicates institutional thinking about phased accumulation and operational utility.
4. VivoPower International PLC
XRP Treasury Size: ~$100 million
Focus: As a Nasdaq-listed firm, VivoPower is seeking to blend traditional corporate treasury management with crypto assets, including XRP, to bolster liquidity and explore new digital settlement procedures.
(Source: vivopower.com)
Although not among the largest holders by total token count, VivoPower’s moves signal broader interest among public companies.
5. Wellgistics Health & Other Emerging Treasury Builders
Wellgistics Health, Inc.: ~$100 million credit facility dedicated to XRP treasury and payment systems integration.
Flora Growth Corp: ~$50 million XRP treasury plan.
Nature’s Miracle Holdings & Hyperscale Data: Smaller allocations intended to expand corporate crypto strategies.
XRP Treasury vs Other Institutional Holders
It’s important to note the distinction between treasury holdings and other large XRP caches:
Ripple Labs: Although not a traditional treasury company, Ripple remains the single largest holder of XRP by controlling a large portion of supply through escrow and operational wallets.
Exchanges & Custodians: Platforms like Binance, Uphold, and Upbit control large XRP balances on behalf of customers, but these are client assets, not corporate treasury reserves.
Frequently Asked Questions (FAQ)
What qualifies a company as an XRP treasury company?
An XRP treasury company is one that intentionally holds XRP on its balance sheet as part of financial strategy — for liquidity, reserve diversification, settlement, or operational use.
Do these treasury holdings affect XRP price?
Large institutional accumulation can influence liquidity and market depth, but the overall impact on price depends on market conditions, release structures, and broader crypto demand.
Is XRP a good treasury asset?
Companies adopting XRP treasuries view it as a liquid, fast settlement medium that can complement traditional reserves — but outcomes depend on regulatory clarity and adoption traction.
Where can I track current XRP treasury holdings?
Platforms like CoinGecko and The Block track corporate crypto holdings, including XRP treasury positions.
