Ripple’s U.S. National Bank License “Imminent”: A Major Bullish Catalyst for XRP
According to crypto analyst Steph is Crypto, Ripple's U.S. national bank license is now “imminent,” a development he calls seriously bullish for the company and its native token XRP.
Why does it matters: In July 2025, Ripple applied to the OCC for a national bank charter and a Federal Reserve master account. Approval would let Ripple operate as a federally regulated bank, offering deposits, custody, and direct Fed settlements, while giving its stablecoin RLUSD regulatory parity with traditional bank money.
Securing a U.S. bank license would catapult Ripple into mainstream finance, giving it unmatched credibility among crypto projects.
As a fully regulated institution, Ripple could transform XRP from a speculative token into a trusted ‘bridge asset,’ unlocking use cases in cross-border payments, stablecoin issuance, and institutional liquidity, marking a pivotal step in merging blockchain with traditional banking.
Steph is Crypto says Ripple’s ‘imminent’ U.S. bank license isn’t just regulatory, it’s a potential financial infrastructure breakthrough.
Integration into the regulated banking system could boost confidence among U.S. and global institutions, driving real-world demand for XRP, RLUSD, and Ripple payment solutions, likely fueling price gains.
XRP Holds $2 Support as Buyers Step In Ahead of Potential Volatility Surge
Market expert Vlad Anderson notes XRP is retesting the critical $2 support, with buyers stepping in strongly. While BTC, ETH, and SOL saw muted action, XRP surged with a 77% jump in trading volume, holding above $2.08.
XRP is drawing heightened attention as it navigates a critical price juncture. With the $2.02 support under watch, a breach could push the cryptocurrency into a lower range of $1.85–$1.90, fueling short-term volatility.
According to Anderson, XRP stands at a crossroads. Strong buying interest and key technical setups point to a “final squeeze,” a tightening phase that often precedes sharp directional moves. Such conditions typically attract speculative traders and whale activity, amplifying market momentum and potential price swings.
Well, XRP’s recent performance stands out sharply against major cryptocurrencies like BTC, ETH, and SOL, which struggled to gain momentum. A surge in XRP’s trading volume shows buyers actively defending key support levels, signaling investor confidence and short-term stability.
Now perched between critical support and potential breakout, XRP is on the verge of heightened volatility. The coming days could define its next major move—whether a bullish surge or a temporary pullback, XRP is poised to dominate the crypto spotlight.
Conclusion
Ripple’s potential U.S. national bank license isn’t just regulatory approval, it could transform the company into a bridge between traditional finance and blockchain. This milestone would boost Ripple’s credibility, drive institutional adoption, and position XRP as a critical asset for cross-border payments and global finance.
On the other hand, XRP’s hold above $2 marks a pivotal moment. With strong buying interest, a surge in volume, and the market entering a “final squeeze,” volatility is set to intensify.
The $2.02 level is crucial because a breach could push XRP toward $1.85–$1.90, while a hold may trigger a bullish breakout. At this decisive crossroads, the next few days could define XRP’s next major move in the crypto markets.
