Stripe has introduced stablecoin subscription payments, allowing businesses to accept recurring payments in cryptocurrency. Initially, USDC will be available on the Polygon and Base networks.
This feature is designed for Stripe’s clients who charge customers a recurring fee, particularly AI companies, which account for around 30% of Stripe’s user base. By supporting stablecoin payments, businesses can reduce transaction costs and speed up operations, especially for international revenue, which can represent up to 60% of the income for the largest AI clients.
Currently, this option is available only to US clients, with USDC used for settlements on the Polygon and Base networks. Stripe supports up to 400 crypto wallets, and transactions only need to be signed once, linking wallet addresses automatically. Clients then receive fiat currency directly in their accounts.
Streamlined Management and Integration
Subscriptions can be managed through a single Stripe dashboard, compatible with Stripe Billing and the Optimized Checkout Suite. This feature is immediately accessible to customers using supported payment methods.
Alex Mashrabov, CEO of Higgsfield, a Stripe client, commented,
"We're incredibly excited to launch stablecoin subscription payments through Stripe. Stablecoin payments help us reduce transaction costs globally, attract more sophisticated users, and reach those without access to other payment methods."
Stripe first introduced stablecoin support through Stablecoin Financial Accounts in May 2025, laying the groundwork for this latest subscription innovation.
How Other Companies Are Enabling Stablecoin Payments
Stripe isn’t the only company moving into stablecoin solutions. Several other fintech and payment platforms are enabling businesses to accept stablecoins, aiming to streamline crypto transactions and reduce global fees:
- PayPal allows merchants to accept USDC and other cryptocurrencies in select regions, converting crypto payments instantly to fiat.
- Circle provides USDC payment infrastructure for businesses, offering easy integration and fast settlements.
- Coinbase Commerce supports multiple stablecoins for merchants, enabling recurring payments and cross-border transactions.
These companies, like Stripe, are targeting businesses with international customers and recurring revenue models, helping reduce reliance on traditional banking fees and accelerating global transactions.
