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Nearly 20% of indebted US families reported late loan payments, up from 12.2% in 2022, even as median household wealth rose to $215,900.

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Federal Reserve: US Loan Delinquencies Jump to 19.6%, Median Family Wealth Rises to $215,900

US 30-year mortgage rates average 7.47%, adding roughly $488 a month to a $500,000 loan versus 6%, as inflation and Treasury yields stay elevated.

Mortgage Rates Today: 7.47% Home Loans Add Over $400 to Monthly Payments

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