Cryptocurrency markets will stay open and continue trading 24/7. Most bank branches are expected to operate on Friday before closing on Saturday, while ATMs and digital banking services remain available.
July 3 Holiday Schedule Explained
If you are wondering if the stock market is open today, the answer depends on which market you are referring to. While crypto markets will operate around the clock, US financial markets are closed on Friday, July 3 for the Independence Day holiday.
The Fourth of July is one of the 12 federally recognized holidays in the United States and is traditionally celebrated with fireworks, parades, concerts, and community events. Because the holiday falls on a Saturday this year, many government offices, financial institutions, and businesses are observing it on the preceding Friday.
Holiday schedule (Source: Nasdaq)
For investors, this means that the New York Stock Exchange (NYSE), Nasdaq, and US bond markets are all closed on Friday, July 3. Trading will resume as normal on Monday, July 7, when financial markets reopen after the holiday break. Anyone planning to buy or sell stocks will need to wait until regular trading resumes after the weekend.
Crypto investors, however, will not experience any interruption. Digital asset markets, including Bitcoin, Ethereum, and other cryptocurrencies, operate 24 hours a day, seven days a week, including weekends and public holidays.
Banks will also be affected by the holiday schedule. Most commercial banks follow the Federal Reserve's holiday calendar, which means that they will be closed on Saturday for Independence Day. However, the majority of bank branches are expected to stay open on Friday, although some locations may operate with reduced hours. Customers have to check with their local branch before visiting.
Even when physical branches are closed, ATMs, mobile banking apps, and online banking services will continue to function normally.
Mail delivery will continue as usual on Friday, with the United States Postal Service maintaining its regular operations ahead of the holiday. Post offices will stay open on Friday before closing on Saturday in observance of Independence Day. Customers expecting mail or planning to visit a post office should take the holiday schedule into account when making arrangements.
Overall, the Independence Day holiday will temporarily pause trading on traditional US financial markets while leaving crypto trading unaffected.
