eToro vs Trading 212: Which Trading Platform Is Right For You?

Compare eToro vs Trading 212 to discover which platform offers lower fees, better features, and the right tools for your investing style in 2026.

EToro vs Trading 212

Investing and trading online has never been more accessible, with platforms promising low fees, easy interfaces, and powerful tools. Two of the most talked-about brokers today are eToro and Trading 212 — both offering zero-commission trades on many assets, mobile and web access, and beginner-friendly features. But how do they compare? 

This guide breaks down everything you need to know about these platforms so you can choose the one that fits your goals, experience level, and investing style.

What Are eToro and Trading 212?

eToro

eToro is a global multi-asset trading and investment platform known for its social and copy trading features — allowing users to view and mimic the trades of more experienced investors. It was founded in 2007 and is headquartered in Tel Aviv, and serves millions of traders around the world.

Trading 212

Trading 212 is a commission-free broker that was founded in 2004 and operating from the UK (with regulation from authorities like the FCA). It focuses on straightforward investing with a simple platform and very low costs, especially appealing to beginners and cost-conscious investors.

Key Differences At a Glance

FEATUREeTOROTRADING 212
Commission-free tradingon many assetson stocks & ETFs
Social & Copy TradingYesNo
Crypto tradinglarge rangelimited
ISA (UK Tax-efficient account)via partnerfree
Minimum deposit$50+from £1
Withdrawal feesOften about $5Free
Inactivity feesYasNo

Detailed Comparison

Asset Range and Markets

  • eToro offers thousands of stocks and ETFs, plus forex, commodities, CFDs, and a wide range of cryptocurrencies. It also supports copy trading — where you can automatically replicate other traders’ strategies.

  • Trading 212 offers over 12,000 stocks and ETFs, along with forex and CFD trading. It’s especially known for letting you invest small amounts (even £1) thanks to fractional shares.

Fees & Costs

Both platforms advertise zero-commission stock/ETF trades, but other fees matter:

eToro:

  • Currency conversion fees on many trades.

  • Withdrawal fees

  • Inactivity costs after 12 months without logins.

Trading 212:

  • No trading fees on stocks/ETFs.

  • Low currency conversion fee (~0.15%).

  • No withdrawal fee or inactivity fee.

User Experience & Tools

  • eToro offers an interactive platform with social feeds, tutorial content, copy trading, and advanced tools for charting and analysis.

  • Trading 212 focuses on simplicity — clean UI with straightforward order entry and portfolio control, ideal for beginners and casual traders.

Pros and Cons

eToro

Social and copy trading features help beginners learn from others
Large selection of global assets including crypto
Strong educational channels, courses, and insights
Well-established global brand
Higher indirect fees (currency conversion, withdrawal)
Inactivity fees after a year
More complex fee structure and spreads than some competitors

 Trading 212

Extremely low cost: no trading, withdrawal or inactivity fees
Low minimum investment — good for budgeting investors
ISA accounts with no platform fees (UK users)
Simple and intuitive app and web platform
No native social/copy trading feature
Fewer educational tools than eToro
Crypto investing is available only via CFDs, not direct ownership

Which Should You Choose?

  • Choose eToro if you’re a beginner or social investor who wants to learn from others, trade crypto directly, and enjoy richer platform features.

  • Choose Trading 212 if you care most about low fees, simple investing, and straightforward access to stocks/ETFs without extra costs.

Final Thoughts

Both eToro and Trading 212 are strong brokerage platforms with solid global reputations. Your ideal choice boils down to what matters most: access to community and social tools (eToro) or cost-effective, no-nonsense stock & ETF investing (Trading 212). 

No matter which one you pick, practicing with demo accounts and understanding risks is key before committing real money.